For patients & families

What should your care really cost?

The bill is not the cost. WhatItReallyCosts builds the price of your care from the ground up — then shows you the fair price, the true % you’re being overcharged, and the words to push back. Unlimited look-ups from $6.99/mo.

The WIRC logic

Cost → fair price → actual price → uplift

Price transparency tells you what you’re charged. WIRC tells you what it should cost — and the difference between the two.

Underlying costWorkforce, time, drugs, devices, facilities — what it takes to deliver the care.
+
Reasonable overheadThe provider’s legitimate running costs.
+
Reasonable profitProviders should not work for nothing.
=
WIRC Fair Price™What the care should genuinely cost.
vs
Actual priceWhat you’re actually being charged — and the true % uplift.
A worked example

Show me the uplift

Here is the WIRC logic on a single procedure. The fair price already includes overhead and profit — so the question is what explains the rest.

Total thyroidectomyCPT 60240
True underlying cost$2,113
+ Reasonable overhead & profit (25%)$528
= WIRC Fair Price™$2,641
Average US price charged$13,710
+419%
above the fair price
Real figure from the WIRC engine (total thyroidectomy, CPT 60240), shown in US dollars because US prices are typically the highest — which makes the gap clearest. WhatItReallyCosts works in any country and any currency; the same method reveals the fair price wherever you are. Across the full care pathway the gap is wider still: a WIRC fair price of $4,302 against a US average of $35,000.

“If the fair price already pays for the care, the overhead and a reasonable profit — what explains the remaining 419%?”

Choose your membership

Two ways to fight an unfair price

Membership gives you the knowledge and the words. Platinum picks up the pen and does the pushing-back for you. Cancel anytime.

Membership
Founding offer
$6.99/mo
for your first 3 months, then $9.99/mo
  • Price any procedure or treatment — the WIRC Fair Price™
  • See the % you’re being overcharged
  • A realistic cash-pay target to negotiate towards
  • The words, scripts and letters to push back yourself
  • Compare accredited treatment abroad
Platinum · done for you
$19.99/mo
everything in Membership, plus…
  • Everything in Membership, plus:
  • A dispute & negotiation letter written for your specific bill
  • Coordinated accredited care abroad when the price won’t move
  • Priority turnaround on your requests

Payments are handled securely by Kit. The founding $6.99 rate applies to your first 3 months.

Know the cost. Know the fair price. See the uplift.
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